We participated in this year’s Money Motion conference in Zagreb – a two-day event that brought together experts from the financial and technology sectors to exchange experiences and insights into the industry’s development.

The first day was dedicated to artificial intelligence. The panel discussion made it clear: technology alone is not enough – without adapting internal processes, there is no real impact. AI must serve users, not the other way around. One of the quotes that sparked smiles and perfectly captured AI’s potential was:
“Artificial intelligence is like autocomplete on steroids.“

On the second day, the focus shifted to questioning whether certain terms still reflect reality – among them, “traditional banking.” The conclusion was clear: digital channels are no longer an additional option but the primary way to communicate with customers.

A particularly interesting panel discussed mid-sized banks, which, despite having fewer resources than the largest players, possess a crucial advantage – agility, local expertise, and a more personal approach to clients. These strengths help them remain resilient and relevant in an increasingly complex market environment.

Arvio fits perfectly into this dynamic, especially through innovations in property valuation, real estate portfolio management, and the digitalization of residential and mortgage lending processes.

We thank the organizers and all participants for the outstanding panels, conversations, and experiences that helped broaden our perspective.